Get a HELOC
Without Leaving Home

HELOC is a form of borrowing that is secured by the equity you have in your home.

Lenders typically assess the worth of a property and any outstanding liens or mortgages to determine eligibility for a home equity loan. For the most attractive offers, borrowers may also need to submit supplementary documentation to confirm their credit history and income. It's crucial to review the specific criteria of each lender and gather all relevant details before applying.

Yes, you can. Lenders would also take into account additional factors such as the property's condition, the amount of equity that can be accessed, and most significantly, the client’s circumstances.

Depending on the case, the interest rate for HELOC is determined based on several different factors, including the property's location and condition, the amount of equity available, and the borrower's creditworthiness. Typically, HELOC interest rates are more attractive than those for personal loans or credit cards.

Our funding process is designed to align with our client's pace. Oftentimes, funding can be processed within 5 to 8 business days once all the necessary paperwork is completed. However, we understand that some situations require urgent attention, such as halting a Power of Sale. With our efficient process, we have successfully closed such deals in as quickly as 4 days.

Unless the property has never been a matrimonial home, spousal consent is mandatory. Specifically, all parties listed on the title of the property must provide their consent to proceed with the transaction.

If you are struggling with high-interest credit card debt, debt consolidation can be an effective solution. It involves combining all your debts into one loan with a lower interest rate, which can ultimately help reduce your monthly payments and make it easier to pay off your debt over time. The ultimate goal is to increase your cash flow and help you become debt-free.