- Fast Funding. Flexible terms. No Bank Stress.
Get a Home Equity Loan
Without Leaving Home
-
Access $50Kâ$500K Fast!
Get funded within 7â10 days â no bank hassle. -
No Payments for Up to 12 Months.
Ease your cash flow with prepaid interest options. -
Lower Your Monthly Payments.
Consolidate debts or refinance to reduce financial pressure. -
Unlock Up to 80% of Your Homeâs Value.
Use your equity to invest, renovate, or rebuild credit â your call.
Get Pre-Approved
Pre-approved in 15 minutes, funding within 7-10 days
Simple Online Application
See your available equity and rates in minutes!
Call/Text Your Advisor Directly
Our expert advisor will walk you through the entire process.
Funding Within 7 Days
Receive your funds directly in your account.
No minimum credit requirement
We get you approved based on your homes equity not your credit.
Trusted financial institutions we work with:
Home Equity Calculator
Why Work With Us
Fast, Personalized Service
Quick, easy, and honest. A dedicated advisor walks you through every step. Get pre-approved in as little as 24 hours.
We Work With Bad Credit
Been denied by your bank? We help homeowners with bruised or bad credit find real, fast solutions.
Simple, Flexible Application
No complicated forms. We work with flexible income and offer equity-based approvals made easy.
Competitive Rates
Rates from 5.99%. Transparent terms from our trusted network of 300+ Ontario lenders.
Why Our Team Is Your Best Choice
Professionalism and Expertise
Our mortgage specialists have over 50 years of combined experience
Efficient and Quick Approvals
We help you get the funds you need faster
Friendly and Accessible Support
Our advisors provide a personalized service, treating you like a friend
Why use Advance Mortgage
to access your home equity?
- Get the money you need fast
- Credit score doesnât matter as long as you have equity in your home!
- Rebuild your credit score with us
- Consolidate your monthly payments on other debts using the equity in your home
- Pay for renovations, debts, vacations, expenses, bills using the equity in your home and not your expensive credit cards
What can I use a home
equity loan for?
- Pay off credit cards
- Renovation
- Family member in need
- Debt consolidation
- Tax debt
- Vacation
- Invesment
Or Call Us:
(647) 956-4660
How it works
Apply
Begin a simple online process in minutes
Connect
Your dedicated advisor will reach out via phone or text to discuss your next steps
Get Approved
Get your final approval
Get Your Funds
Your funds will be deposited into your account!
Boost Your Credit Score
Improved Credit Score in 60 Days
Public Records Removal Process
Qualify for a Better Mortgage
FAQs
Depending on your borrowing needs, here are some options you can use home equity loan for:
How is a home equity loan different from a HELOC?
A home equity loan gives you a lump sum with a fixed rate and term. A HELOC is revolving â you can borrow, repay, and reuse funds.
Can I qualify with bad credit or irregular income?
Yes. We work with banks, credit unions, and private lenders to find options for self-employed and bruised-credit borrowers.
Are payments flexible?
Yes. We offer interest-only and prepaid loan structures to help manage cash flow.
What can I use the funds for?
How fast can I get approved?
Many clients receive conditional approval within 24â48 hours after submitting documents.
When the Banks Won't
Approve You, We Will.
Our home loans are based on your home's equity, not your income or credit score.
We offer a range of flexible financing solutions tailored to your needs, ensuring you find the perfect fit for your mortgage.
Âİ 2025 Advance Mortgage. All rights reserved.
Services
Contacts
- (647) 371-5384
- info@advancemortgages.ca
- 1275 Finch Ave W, North York, ON. M3J 2G5 Unit 404